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Privacy Policy

Home Privacy Policy

At C to C Smart, we understand the value of your privacy and make every possible effort to ensure that all your personal information remains secure at all times.

This Privacy Policy dictates what information we may collect about you, how we may use it, the choices you have concerning its use and whether we share it with any third party. For any queries or concerns regarding this policy, you may contact the Support centre.

An Overview

Ctochealthcare.com stores, processes and uses your personal details in order to provide you cash back, customer support and various other services.

In this document, "We" and "us" refers to ctochealthcare.co. "Retailers" refer to online merchants, stores and businesses affiliated with us.

Information we collect

Personal Information

When you sign up with C to C Smart, we collect your name, mobile no., and email address. We also capture your IP address for security purposes. Your unique mobile number is seamless communication between you and C to C Smart.

Then providing rest of your personal details is optional for you. These details include date of birth, age, sex and personal interests.

Your personal information helps us to know your better enabling us to serve you better too.

Address Book Information

When you access and use the Service, you hereby grant us the right to automatically collect the data stored in the address book (Contact Details) on the Device from which you are accessing and using the Service (the "Address Book Data"). We will store the Address Book Data in hashed form (i.e., in a manner in which we cannot read the data) and will use it only to provide you the Service.

Sensitive Details

In order to process your request for a Task Income transfer, we collect your bank account details such as bank account number and the IFSC code of your bank branch. We also collect and store your mailing address .

Site Usage Details

We also keep a log of your movement on ctochealthcare.com. These details contribute to our research and analysis and help us to enhance our layout, design and user interface. In order, to keep your cash back balance updated, we also keep a track of your clicks to retailer pages. We do not store the details such as your credit/debit card number or any other information that you might provide while making a purchase on any of our affiliated retailer's website. It may also be possible we may want to use your personal information for special means or purpose, not stated in our privacy policy. In this case, we will seek your prior consent before using your personal details.

Information Sharing

We do not share any of your personal details with any third party unless you may specifically give us your consent to do so. However, we may share your details with c to c stores in order to validate or track your cash back earnings. We may also need to share your information with organizations that assist us in our various business processes.

We may also be bound to share your information if we are forced to do so by the law, or receive a valid request by a law enforcement or government authority.

In the event of a merger, acquisition or sale of ctochealthcare.com, you would be duly notified about the change of ownership status or use of your personal information.


Cookies are small pieces of data which enclose information sent from a website and are stored by the user's browser on the hard drive. This information is protected as it cannot be accessed by any other website.

Cookie Usage :

Cookies enable us to track your purchases on retailer's website and calculate your cash back amounts. Cookies provide us details such as the retailer on which you have shopped on, the exact timing of the purchase and other relevant details.

Cookies also help us to keep a record of your preferences, so we can present you offers best suited to your needs.


The security of your personal information is one of our prime concerns. We employ the most rigorous measures to ensure that your personal information remains secure and protected at all times. All information you provide is stored on secure servers with restricted internal access. However, we cannot guarantee the absolute security of your information as complete security of information during transmission is virtually impossible.

If you happen to have any concern or query regarding our security measures, you may feel free to contact our support centre.

Updating Account Information and Mailing Settings

Once you become a part of the C to C Smart family, we give you periodic updates about new offers, coupons and other services of your interest. However, we understand that lot of emails can be a nuisance, so we give you the option of limiting our communications with you as per your needs. Some communications that are critical to the cash back service can never be opted out. We never send you junk emails or spam.

All of your account information can be updated or modified form your account panel except for your name, mobile no., pan card no., bank details and email address.

Notwithstanding anything else in this policy, we may work with partners who use mobile SDKs, including the One Signal Messaging SDK, to passively collect information (collectively, "SDK Information"), which generally helps us deliver personalized notifications. This data may also be used to identify you in a unique manner across other devices or browsers for the purposes of customizing ads or content. Depending on the permissions granted to this application, this information may include personally identifiable information (PII) including your e-mail address. This information may also include precise location (i.e. GPS-level data) or Wi-Fi information, apps you have installed and enabled, and your mobile identifier (e.g., Android Advertising ID).

Consumer Control & Opt-Out Options

a. Opting-out of One Signal Push Notifications

You may in most cases opt out of receiving push notifications by going to your device "Setting" and clicking on "Notifications," and then changing those settings for some or all of the apps on your device. (Different device configurations, or updates to devices, may affect or change how these settings work.)

b. Opting Out of "Cross-App" Advertising on Mobile Devices

You can opt out of having your mobile advertising identifiers used for certain types of interest-based (also called "cross-app") mobile behavioral advertising, by accessing the "settings" on your Apple or Android mobile device, as follows: By opening the Google Settings app on your device, selecting Ads, and then selecting the option to opt-out of interest-based ads. (Different device configurations, or updates to devices, may affect or change how these settings work.)

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